When you refinance, certain documents and information will help the process move forward more quickly. Below are listed some of the more common documents needed to refinance. The more information you have on-hand, the faster your refinancing will go.
You are likely to need Employment Information
Most recent month’s pay stubs (originals)
W-2 forms—past 2 years’ (copies)
Income tax return information, especially if self-employed—past 2 years’ (copies)
Assets & Obligations Information
Checking, savings, or stock accounts; 401K information; etc. (copies)
Current credit score and reports
Debt data such as credit card or current mortgage information
Insurance Information
Homeowners insurance (copy, especially of the declarations page)
